A Trustworthy Tennessee Bonding Company

All N One Bail Bonds is your go-to source for bonding and insurance in Shelby County, Tennessee. We service Memphis, Millington, Germantown, Bartlett, and Collierville.

Bail Bond With Flexible Payment Plan

Need a bail bond with a highly flexible payment plan designed to fit your budget? If you answered yes, then look no further. Our flexible financing options make paying for your bail bond premium easy.

To learn more, call us at (901) 523-2245, and one of our friendly and experienced bail bond agents will be happy to assist you.

Tennessee Bonding: 5 Important Things To Know

Tennessee bonding doesn’t have to be complicated. To make the subject easier to understand, we’ve broken down the most important things you need to know below.

1. There Are Several Types Of Bail Bonds

Did you know that there isn’t just one type of bail bond? There are actually five main types, which are as follows:

  • Cash bond
  • Bail bond
  • Property bond
  • Personal Recognizance bond
  • Immigration bond

Note: There are also federal bail bonds, which are quite different from state bonds (what you see listed above). As you’ve probably guessed, federal bail bonds are only used in federal cases.

More About The Different Types Of Bail Bonds

Here is a quick summary of each type of bail bond.

Cash Bond

A cash bond is when you pay your full bail amount in cash. Although this is a perfectly valid way to get out of jail, most defendants don’t go this route since bail amounts are usually quite high.

In fact, according to TechJury, “The average bail bond in the US is $10,000.”

If you are considering posting a cash bond, keep in mind that you don’t need to pay in cash, strictly speaking. You can also pay with a credit card, money order, or cashier’s check.

Surety Bail Bond

A surety bail bond is the most common type of bail bond since it provides a way for defendants to bail out of jail fast without having to pay a huge amount upfront.

The way bail bonds work in Tennessee is that defendants pay a 10% non-refundable bail bond premium to their bail agency of choice, after which the agency posts bond for them.

For example, if someone’s bail amount is set at $10,000, they will need to pay a premium of $1,000 to their preferred bail bond company to get out of jail.

Bail bonds, as you can see, are useful because they make bail much more affordable….This is especially true if the defendant has a flexible payment plan for their premium.

Property Bond

Property bonds are used when you post property in lieu of a cash bond or bail bond. Any type of property with real value, such as a house, a piece of land, or a commercial building, will work for your property bond.

Personal Recognizance Bond

If a defendant gets a personal recognizance bond, it means that they can get out of jail without having to pay bail. This is what’s known as getting released on O.R. (Own Recognizance).

Personal recognizance bonds are reserved for the following cases:

  • When a petty crime has been committed.
  • When the defendant is proven not to be a danger to the community.
  • When the defendant has an otherwise clean criminal record.

Defendants who get released on O.R. will need to sign a statement promising that they will abide by the conditions of their release, such as not committing another crime.

Immigration Bond

These bonds are used when an illegal immigrant commits a crime in the United States.

Immigration bonds work mostly the same way as other types of bail bonds.

2. Not Everyone Needs To Pay Bail

Believe it or not, not everyone is required to get a bail bond. As we already mentioned above, getting released on your own recognizance is an option that many defendants have.

Reason being:

A lot of crimes are misdemeanors and involve everyday folk who aren’t bad-natured and are not likely to continue committing crimes.

TechJury states that, “One in every three US adults has a criminal record.”

Obviously, with such a high number of people, not all of them are going to be criminally inclined. As a matter of fact, we would go so far as to say most of them are not.

The truth is that good people make mistakes, which fortunately, is something the courts in Tennessee understand.

Tennessee courts in general are very skilled at determining who is likely to continue committing crimes and who genuinely wants to improve their act.

Defendants who show they mean well are often released on O.R. or at the very least given a reduced bail amount.

How Easy Is It To Get Released On O.R.?

The answer here depends on your situation.

To find out whether you or someone you know is likely to get released on O.R., we would recommend speaking to an attorney.

They will be in the best position to answer this question for you.

3. Bail Amounts Can Be Reduced

Similar to getting released on O.R., getting your bail amount reduced is a real possibility and something worth discussing with both your attorney and your bail bond agency.

Lowering your bail amount is a process that will require (1) your attorney to file a motion for a bail bond reduction and (2) present the court with compelling reasons why your bail amount should be reduced.

During the process, your attorney likely will submit your bank records along with other important information to the court.

Drug Testing

In drug-related cases, a defendant may be able to get their bail amount reduced by agreeing to submit to regular drug testing or going to rehab.

The defendant or their insurance company will be responsible for paying for treatment.

House Arrest and Curfew

An attorney might be able to convince the court to lower a defendant’s bail amount if the defendant agrees to house arrest or abide by a curfew.

Bond Reduction Letter

The defendant might also have a family member or friend who is willing to submit a bond reduction letter to the court. The letter would contain a personal statement testifying to the defendant’s character and why they should have their bail amount reduced.

Bail Bond Amounts Must Be Reasonable

The 8th Amendment protects defendants by forbidding the use of excessive bail. Thanks to this important revision to the Constitution, made all the way back in 1791, courts are obligated to keep bail amounts at a reasonable level.

What constitutes reasonable bail is the subject of serious debate among law experts, but one thing is for certain, the 8th Amendment was written to protect you.

If you feel like your bail amount is excessive, we strongly recommend consulting your attorney and asking them if there are legal and ethical grounds for getting your bail amount reduced.

Bail Reduction Bottom Line

Bail is the incentive courts use to ensure that defendants show up for court. With this in mind, if you can prove that you will show up when you need to, then there is a good chance that your bail amount will be reduced.

4. 5% Bail Bonds Do Not Exist In Tennessee

If you’ve come across an advertisement for a 5% bail bond, be warned….This is a clever tactic that certain bail bond companies use to catch your attention.

The reality is that there is no such thing as a 5% bail bond in Tennessee.

In Tennessee, bail bond premiums are set at 10% by law.

What About Bail Bond Discounts In Tennessee?

You might also run across some Tennessee bail bond companies that claim to offer “discounts” on their bail bonds, but this isn’t exactly honest marketing either.

Again, bail bond premiums will always cost 10% of the total bail amount, which means that bail bond discounts don’t exist.

Now, with all that said, a bail bond company CAN (and many do) ethically offer flexible payment plans for bail bonds.

Having a flexible plan simply means that you will pay the amount required by the state in installments rather than all at once.

5. Bail Bond Premiums Are Non-Refundable

Just to reiterate what we’ve already stated above:

Bail bond premiums are not refundable.

Some people get confused on this subject and think that their bail bond premium will be returned once their trial concludes.

Please remember that getting your bail money back only applies if you paid your bail amount in cash to the court directly or you posted a property bond.

Put another way:

You get your cash bail back because you used your own money.

You don’t get your bail bond premium back because this is the service fee you pay to a bail bond company to post bond for you.

Know What You’re Signing Up For

Given how bail bond premiums work, it’s important to know what you’re getting into before signing a bail bond contract.

We can help you if you have any questions whatsoever about the contracts we use.

The best bail bond companies always keep the details in their contracts very straightforward.

6 (Bonus): You Don’t Always Need Collateral

You might be surprised to hear that you don’t always need collateral when getting a bail bond.

Some bail bond companies are willing to consider individual cases when deciding whether or not they want to take the risk of providing a bail bond without collateral.

If you need a bail bond but don’t have any collateral to offer, call us at (901) 523-2245, and we can discuss your situation.

Side Note About Collateral

If you are able to offer collateral for your bail bond but aren’t sure what type of collateral we accept, you’ll be happy to know that we’re very open-minded. Flexibility and ease of access to quality bail bonds are important to us.

Why Work With Us?

Getting arrested is stressful, but getting a bail bond doesn’t have to be.

With our help, we will get you or your loved one out of jail. We know speed is important in this matter, which is why we work hard to bond fast for you.

To learn more about what we can offer you, call us at (901) 523-2245, and one of our friendly and experienced bail bond agents will be happy to assist you.

You can also submit an online bail bond application, after which one of our bail agents will contact you.

Feel free to reach out anytime. We are available 24/7.